Research & Analysis (PNHI)


Public Takings of Private Health Insurance (revised November 2019)

The Medicare for All Act of 2019 is subjected to the last clause of the Fifth Amendment of the US Constitution.  This revised report was written by Board members Thomas Gottlieb and Eldon Van der Wege.

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Pricing and Payment: National Outpatient Prescription Drug Plan

HCACF Board members Eldon Van Der Wege and Thomas Billroth Gottlieb recently studied how viable market techniques, when combined with efficient financing, can lower the prices of outpatient prescription drugs and provide coverage for everyone. 

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Health Financing Drives Equitable Health Care

HCACF co-president, Tom Gottlieb, currently is presenting several discussions regarding the financing of healthcare. These OLLI classes are offered at the University of Denver and focus on how financing influences universal health care, and the difference between healthcare and the healthcare system.

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It is Time to Discontinue Employer Provided Private Health Insurance Premiums, a Non-Taxable Remuneration (Fringe Benefit)

Employers have provided private health insurance as remuneration (fringe benefit) for workers since WWII.  Beyond 1980, this benefit has become more destructive than beneficial.  (See the New York times article written by Matt Bruenig on April 29, 2019).

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Extended Medicare Framework

Understanding current Medicare structure and law leads to a logical extension of Medicare that includes all Americans. HealthCare for All Colorado Foundation provides a summary that defines implementation of a financial plan for an Extended Medicare (aka Medicare-for-All). 

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Expanding and Improving Medicare

Eldon Van Der Wege, MBA and
Thomas Billroth Gottlieb, MD

This paper describes the structure of Medicare funding as defined today. The future expansion and improvement of Medicare is further defined with a funding source already defined by existing federal law.

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Public Takings of Private Insurance

Eldon Van Der Wege, MBA and
Thomas Billroth Gottlieb, MD

The last clause of the fifth amendment of the US Constitution is known as the “Takings Clause”. Constitutional takings refer to the government depriving owners of their interest in private property. The takings require payment of compensation based on the value of the property.

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U.S. Healthcare Financing Reform: The Consolidation of the Health Insurance Industry

Eldon Van Der Wege, MBA and
Thomas Billroth Gottlieb, MD

In this study, we propose the US health insurance system should be consolidated using a mergers and acquisitions strategy to reduce the current inequality and administrative inefficiency in healthcare. We believe that our study has significant policy implications for healthcare reform and will result in higher quality services at a reduced cost and healthier communities.

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