insurance/financing


Universal Healthcare Was Unthinkable in America, but Not Any More

Adam Gaffney from PNHP examines the history of universal healthcare and his hope that the Democrats do not repeat mistakes from the past. He recognizes the need for a single-payer healthcare system and identifies the answer to be a “fully public national health insurance providing comprehensive, universal coverage to the entire nation.”

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Single Payer is Not a Government Takover

The Pagosa Daily Post published a letter to the editor written by HCACF Board Member, Michele Swenson.  Ms. Swenson explains how single payer healthcare is a financing model and not a government takeover,  and clearly cites the difference between healthcare delivery and health insurance.

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3 Documents That Address Health Care Financing

HCAC Foundation believes it is time to present a financial business plan which provides health care services for all. This paper written by Tom Gottlieb summarizes three existing documents on our website that directly address health care financing and how to eliminate private corporate insurance control.

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Expanding and Improving Medicare

Eldon Van Der Wege, MBA and
Thomas Billroth Gottlieb, MD

This paper describes the structure of Medicare funding as defined today. The future expansion and improvement of Medicare is further defined with a funding source already defined by existing federal law.

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Health Insurers Writing Big Checks to Democrats as Single Payer Support Grows

Political action committees of the 5 biggest for-profit health insurers - Aetna, Anthem, Humana, Cigna and United Health – are making large campaign donations to almost as many congressional Democrats as Republicans, in order to counter growing popular support for single payer insurance. As much as they oppose single payer, commercial insurers promote Medicare Advantage plans, which have become increasingly profitable to private insurers. The Coalition for Medicare Choices, created by AHIP, claims to be for the people, but is lobbying Congress to protect insurers’ Medicare Advantage profits.

Health Insurers

Insurers’ donations to House Democrats by company as % of total contributions to date
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Public Takings of Private Insurance

Eldon Van Der Wege, MBA and
Thomas Billroth Gottlieb, MD

The last clause of the fifth amendment of the US Constitution is known as the “Takings Clause”. Constitutional takings refer to the government depriving owners of their interest in private property. The takings require payment of compensation based on the value of the property.

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Transformation of the Troubled U.S. Health Care System

A presentation by two Health Care for All Colorado Foundation board members maps out advantages to individuals, providers, businesses, and to the U.S. economy of improving and expanding Medicare-for-All. The sustainable single large risk pool health insurance model is capable of leveraging economies of scale to negotiate global budgets and bulk rates. Dr. Thomas Gottlieb and Robert Messman, M.B.A., describe the means to finance the Single Public Payer model by consolidation of health insurances using the business strategy of Mergers and Acquisitions.

 

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Washington Reforms Fragment Health Risk Pools, Driving Up Costs

Read Board Member Michele Swenson's article in the Huffington Post:  Republicans’ “free-market” mantra implies that greater numbers of commercial health insurances will increase healthcare access while decreasing cost - nothing could be further from the truth. Breaking up health coverage into numerous small risk pools is the most unsustainable model of health financing.
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Single Risk-Pool vs. Fractured Multi-Payer Commercial Health Insurance Model

Horsey, David. "You're Making This Way Too Hard." She is in Complete Ruins, SFGATE, 2017

 

Listen to Board Member Michele Swenson's Commentary.

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U.S. Healthcare Financing Reform: The Consolidation of the Health Insurance Industry

Eldon Van Der Wege, MBA and
Thomas Billroth Gottlieb, MD

In this study, we propose the US health insurance system should be consolidated using a mergers and acquisitions strategy to reduce the current inequality and administrative inefficiency in healthcare. We believe that our study has significant policy implications for healthcare reform and will result in higher quality services at a reduced cost and healthier communities.

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